Belligerent Politics – Political Website

barack obama reading list

Obama Mama false grants to attract students

After being fired from his position as high school teacher in Dayton, Ohio Nicole Massey decided to return to university. For months, have visited the site a way to finance your tuition, while supporting your 10 , Tyler. If only when the ads appeared in the inbox Massey alleging that the president Barack Obama has established scholarships and special grants for single mothers, their hopes shot.

"You see his picture," Massey said, "so I clicked. "The link took her to a new window, where you will be asked to enter your name, age and other information on the degree that wanted. The site then produces a list of schools aligned with options Massey.

Almost immediately, the recruiters for colleges to nonprofit profit, including the University of Phoenix [3], Kaplan University [4], Grand Canyon University [5] and a couple local schools, Massey bombarded with e-mails and appeals.

"At this point, I should like to discuss things," What about the Obama ready? What about money for mothers Singles in Recovery? He said. "And they say:" Well, we will call you with more information about this. "

They ever – and no wonder: "There is no such thing as a subsidy for mothers Obama," said Robert Shireman, who until Earlier this month has been Assistant Secretary of U.S. Department of Education. "Moms are eligible for federal financial aid General – Pell Grants, student loans and other aid – but nothing specific to mothers or single mothers. "However, ads Obama's mother became "pervasive," he said.

This is an example of one of the "mother of Obama ads.

profit universities and vocational schools are booming economy down, thanks in part to a stream of money Taxpayers who fall into Federal Pell Grant program [6] for financially disadvantaged students. Hundreds of thousands of Americans are already enrolled in the non-profit schools that are fiercely competing for recruits.

The unexpected concession has fueled a boom: for online retailers to collect contact information for prospective students and sold in schools. Only a few years, these companies also called lead generators, fueled the subprime machine. Now, they earn more than $ 1 billion a year to find prospective students, according to an estimate industry.

Consumer advocates say they are alarmed by the parallels between the mortgage industry at risk for schools and nonprofit, have also been under fire for targeting low-income groups and signing for student loans that can leave buried in debt. Selected schools receive nearly 90 percent of its revenue from federal student aid.

Single mothers, critics say, are particularly vulnerable.

"Compared to a traditional 18 year old student, mother Single Face Single often insurmountable barriers to get an education, "said Greg Frazier C Community Connections of Jacksonville [7] a group that works with disadvantaged women in Florida. "Frequent than being attracted by promises of low cost, easy online course that in reality do not deliver. "

Harris Miller, president of the Career College Association, said the 1,400 for colleges profit, universities and trade schools representative of your organization to use misleading or false advertising to recruit students. However, Miller said lead generators often act as subcontractors for a couple of steps removed from a recruitment exercise school, making it difficult to monitor.

Shireman, while denouncing the ads, said the Ministry of Education has no power to stop the sub-contractors. A spokesman for the Federal Trade Commission, which has such power, that the ads are misleading, but declined to say whether the agency the current investigation.

Vital training market for schools

(Source: U.S. Department of Education)

Mothers are an important market for-profit schools. Women represent 65 percent of its students, and more than half of dependent children, according to the Association of the University. In many cases, the return to school can provide mothers with a way of working better and better circumstances for their children.

But women who responded to advertisements, said they felt ProPublica "Targeted", "victims" and "offended" When Obama discovered subsidies do not exist.

When banners advertising and pop-ups appeared on his Facebook profile and on the website Blackplanet.com, Lisa Jackson, a single mother in Washington, DC, click on the links.

Jackson lost his job as a project manager in a closet in the grant last year and has spent much time online looking for ways to escape unemployed. He realized that there were no scholarships for single mothers Obama after receiving e-mails from several schools for profit.

"I think it is an insult to my intelligence to some extent," he said.

The use of name President Obama has also problems with Jackson, who is African American.

"Some of these advertisers are in that we have our first African-American president "she said, noting Obama's image and name have been used to promote mortgage refinancing minority neighborhoods. "It's sad. They used it for the wrong reasons."

Priya Raghubir [8], a marketing professor at New York University Stern School of Business, said that this is no coincidence that the vendors are subprime boom techniques recycling. Obama has great appeal among young people, minorities and low income households, which, he said. They were attacked disproportionately the subprime, according to a study [9] by the Department of Housing and Urban Development.

"For these groups in particular, is a figure, a celebrity, which is very expensive and also signs of something they would like to work in partnership with – how it used Education to break a number of obstacles and get where he is so young, "said Raghubir.

groups surveillance, Congress, the Education Department and some investors [10] have expressed concern [11] (PDF) on the recruitment [12] in the schools for profit. A recent report [13] (PDF) by the College Board found that more than half of graduates from the nonprofit debt with 30.500 USD, or more – compared with about one quarter of graduates from private universities and 12 percent of public schools.

Intermediaries in the recruiting game

Annual revenue increased Pell grants by type of institution. (Source: U.S. Department of Education)

last year to encourage economic bill added $ 17 billion for the government's need to base Pell Grant Program, and expanding a business earlier this year by Obama should provide about 820,000 additional funding for a decade, according to a spokesman for the Ministry of Education. The money began shooting during the fiscal year ending in June, and all public private nonprofit and for schools all saw significant gains in income Pell Grant increase overall profits was the highest – 70 percent over the previous year.

The University of Phoenix – the largest for-profit school – has raised more than $ 1 trillion from 2009 to 2010 only 300,000 in Pell Grants, Education Ministry data show. That is what the parent Phoenix, Apollo Group, dedicated to the sale and promotion "activities in 2009, according to documents from finance companies.

To pass large measure of profit-generating leads, generally between 20 and 30 percent of their marketing budgets and advertising, according to media Ampush, San Francisco a generation final prospectus. A research report prepared in February estimated Ampush higher education have been leading a market of 1 billion dollars and said the market was "Boom", while the mortgage was that "growth muted. "

Experian PLC, a company that provides credit reports and consumer [Board 14], also operates businesses production lead. The company uses a video of a woman who once danced with energy [15] in front of his team to funnel people in one of their websites – LowerMyBills.com.

The site was one of the main sources of potential clients at high risk lenders during the housing boom, according to Sam Rogers, the mortgage industry analyst at the Center for Responsible Lending, an organization Nonprofit monitor lending practices. (Sandler Foundation, the primary funder of ProPublica, also provides significant financial support the center.)

Experian uses the same video in another of its sites, ClassesUSA.com, which provides information to sell to universities [16]. A LowerMyBills.com another announcement of a big tits dance suggestively [17] in the text, "New Housing Act passed! $ 133,000 mortgage for under $ 529/Month!" The dance, which itself is [just 18], sometimes also linked to ClassesUSA.com.

An announcement for the third Experian is an animation of two young women walking on one side of the coast [19], with a banner: "Obama calls on mothers back to school."

Steve Krenz, President Experian Interactive Media, declined to comment on the reasons Experian uses ads targeting borrowers with subprime mortgages and students.

"Here is an example of an icon of the financial sector to attract American consumers loans they can not accidental prohibitive not afford and that taxpayers will do well, "said Barmak Nassiri, a spokesman for the American Association of Collegiate Registrars and Admission Officers, a trade group whose members include for-profit schools.

ProPublica reports requested two other major companies Consumer Credit, Equifax and TransUnion, if they had these ads. TransUnion said it is dedicated to lead generation direct to the consumer. Equifax does not comment.

The ads are the most common emerging windows on the screen automatically. ProPublica also found Examples of sites referred to grants or loans provided Obama Mama links to make generators.

"Barack Obama has promised to help mothers return to school while the government pays for it, said one [20]. "unemployed mothers can snatch a degree college in the comfort of your own home without spending a dime for child care (sic), said another [21].

Schools pay a few dollars to 85 dollars per head, "said Daniel Kim, president of a small New Jersey business lead generation myCS called Red. While some schools are using a non-profit generators lead, the largest customers for the tracks of higher education are universities non-profit profit, according to Kim, who worked in the industry since 2004.

contact with lead ProPublica ads generate more via maternal Obama, but all declined to comment or did not return calls or emails. To determine which schools were buying leads, we asked for volunteers Information Network ProPublica [22] to click on links, fill forms online information.

Hana Shepherd in New York, has received 10 calls and e-mail nine recruiters in one day to fill out a form. Susan Sawyers, also of New York, received the e-mail.

The best 10-for-profit schools Pell Grants Pell several schools
earnings in the period 2009-2010. Complete list of all
schools. [23] (Source: U.S. Department Education) University of the University Phoenix Kaplan $ 1042372700 $ 211302730 College Ashford University DeVry University 162 195 320 207 064 910 USD USD Virginia $ 92,495,763 U.S. $ 88,078,568 Strayer University Institute Banking and Trade $ 86,890,443 Intercontinental
University $ 83,139,589 University of Colorado Technical University Keiser University $ 81,615,604 $ 64,597,004 $ 54,436,122 South

The schools included Walden University, Kaplan University, University Ashford, American Intercontinental University, Capella University, Colorado Technical University and the University of Phoenix – all nonprofit institutions.

The volunteers also received e-mails from two private universities, non-profit: the Golden Gate University and University of South Rossier of Education in California. Jennifer Hanlon, Director Marketing for 2tor, the company that manages online advertising Rossier School, said he was surprised and disappointed to learn of the announcement.

Part of the problem, Hanlon said, is that the generators for the production of agricultural work often subcontractors. "It's frustrating to be an advertiser, as the contract with a person and a group of subsidiaries with whom they work, "he said." Just an advertiser to know where you are diligent and be seen, and if you see something on the side of the shadow, you have to do your due diligence. "

A spokesman for the Capella also school officials "regularly reviewed messaging" used by producers lead, and has since end to "the involvement of Capella, with various advertising campaigns early this year after discovering that were "to paraphrase President Obama." A spokesman for the Golden Gate University said that the school would "immediately" ask one of its generators lead to arrest if they meet sellers with Obama ads mother. Other schools have not comments.

At our request, volunteers called lead generators and recruiters University grants or scholarships Obama for mothers. Although not a recruiter said the real existence of subsidies, usually do not deny it. Most often, Pastor said: "They said that a person of financial assistance could help me later when asked about scholarships for Obama. "

A vacuum regulator

In a roundtable in northern Virginia this winter, the Secretary of Education was surprised by Arne Duncan a question from a participant.

"One of the students participating in a debate actually asked:" Is Obama scholarship for moms? Because I've seen the ads about it, "said Shireman, who was a member of Duncan.

Duncan had never heard of advertising, let alone a "Obama" fellowship for mothers. But Shireman. "I saw the same announcement on my personal e-mail, he said, describing it as "Misleading". However, the department has no authority to stop the ads, Shireman said.

"We're a regulatory agency usually around marketing issues," he said. "The Ministry of Education has no direct power over the bodies of others, unless those third parties are entities working for schools. "

The Department recently published a draft regulation aimed at strengthening its ability to take action against misleading advertising, Shireman said. But the new rules apply only to schools or companies that work directly for them – no subcontractors.

The Federal Trade Commission has jurisdiction fraudulent business practices, and "actively seeking scams that use of the new economic stimulus package falsely claim package that includes money from government grants, home repairs, to pay debts, subsidies, "said Lois Greisman, Director of Marketing Division of the agency.

But, Greisman said he could not say whether the FTC is looking for another entity specific and can lead to enforcement action ads earlier in regard to Obama's mother. Blackplanet.com not responded to our request Comments and Yahoo declined to comment on the ads on their sites.

Miller, the president of the Association on the schools, said that for schools to nonprofit opposed to the tactics used by some generators lead. In one example, he said, schools have been surprised to discover that a lead generator with the promise of food or free housing to attract people to come in your data. "Nobody No one thought it was good, "he said.

Schools usually work with a primary lead generator and may require the company to sign contract to include oversight of the school copy of the announcement. Miller said his group is encouraging schools to hire their own mystery shoppers "generators led the police.

But Kim, the head of the generator myCS Network, said all industries deceptive techniques "bad image". Persistent, he said, for one simple reason – they work.

"It's difficult because there are these large companies do, "Kim said," and they get led to these schools and that these cables are good. "

ProPublica Joe Kokenge contributed to this report.

Several readers ProPublica in our information network Sharona Coutts helped journalist to identify schools to buy leads. If you want to help ProPublica reports, sign up our network of information [24].

http://www.freeeducationguide.com/?campaign_id=12076&pid=46777-sfmi

http://www.buzzle.com/articles/federal-pell-grants-for-moms-backed-by-obama.html

http://ezinearticles.com/?Obama-Helps-Moms-Go-Back-to-School&id=2430990

Why the New World Order back Barack Obama for president?